![]() ![]() Funnel that money toward some summer fun. “If you’re not using the gym regularly, cancel it,” says Tanya Peterson, a vice president with Freedom Financial Network. Take your workout outside through walking, biking, or using the local recreation room for free. “The average user saves 30% by switching from one provider to another,” says Logan Abbott, the company’s president. Comparison shopping sites like may help. With the debt paid, they are using the funds to help save up for a home. “We switched to a family plan for $85 a month, then put the extra toward debt,” says Anthony. The Hartzogs paid $200 a month for service. Instead of dining out, go to the supermarket and cook. Consumers spent an average of $3,459 eating out in 2018, according to the Bureau of Labor Statistics. She herself discovered her family was spending hundreds of dollars on fast food. “I instruct readers to go through three to six months of bank statements to assess where they are spending,” she says. Shannon Cairns, the podiatrist, also runs the blog. ![]() We slashed our bill from $277 to $122 a month by switching companies and bundling our homeowners and car insurance policies. When the monthly premium nearly doubled for our 2013 Nissan Altima, my family compared rates via, and then called six companies for quotes. “Now we pay $150 a month.” If you want to cut the cord altogether sign up for streaming services like Hulu, Prime Video, or YouTube TV. “We cut the home phone and lowered our tier for high-speed Internet,” says Anthony, an IT director. Thirtysomething married couple Anthony and Jhanilka Hartzog in Frisco, Texas, were paying $250 a month for cable. If you’re wondering where to begin, here are six ways to cut your expenses by over $700 a month. That intentionality, a term oft-cited by financial guru Dave Ramsey, led the Cairns, who are parents to three young children, to cut more than $8,000 of expenses from their budget in the first six months of 2019 by switching services, swapping cars, and, ultimately, downsizing their home. ![]()
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